--- title: Fair Pricing Philosophy - Wakandi Group description: Wakandi's pricing is inspired by the cooperative (people first) approach of financial groups. It helps us offer you cost-effective and transparent pricing. image: https://wakandi.com/hubfs/Wakandi%20Images/African%20People/img.jpg --- # Fair Pricing Philosophy Wakandi offers a pricing structure that works with how SACCOs actually operate. We’ve built it to be simple to understand, predictable, and sustainable, so your organisation can scale without worrying about hidden or fixed costs. - **Simple** – Clear structure with no hidden fees. - **Predictable** – Fixed monthly subscription means no surprises. - **Aligned** – We earn when you gain real value from the system. ## How Our Pricing Works ![4](https://wakandi.com/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/4.svg) ##### Monthly Subscription Fee A single monthly fee gives you full access to the Wakandi platform—no surprises, no complicated pricing tiers. Just everything you need, in one package. ![No-hidden-cost](https://wakandi.com/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/No-hidden-cost.svg) ##### Transaction Fees You only pay transaction fees when money moves. There are no extra costs for member inactivity or unused features—just real value for real activity. ![3](https://wakandi.com/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/3.svg) ##### Value-added Services Need more? Add optional value like insurance or bulk SMS —only when it makes sense for you. No bundling, no pressure. ![3-1-1](https://wakandi.com/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/3-1-1.svg) ##### No Support Fee Support is part of the package. Our team is ready to assist whenever needed—at no extra cost. We’re here to help you succeed. ![2](https://wakandi.com/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/2.svg) ##### No Setup Fee Getting started is free. We don’t charge you to join Wakandi, so you can go digital without upfront barriers. ![accounting](https://wakandi.com/hs-fs/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Icons/accounting.png?width=100&height=100&name=accounting.png) ##### No upgrade fee The system keeps getting better automatically. We roll out improvements regularly, and you get them all without paying a shilling more. ## We grow when you grow. #### ![Group 230-1](https://wakandi.com/hs-fs/hubfs/Group%20230-1.png?width=27&height=24&name=Group%20230-1.png) Grow with mobile loans. With Wakandi CAMS, you can offer loans directly to mobile wallets, fast, secure, and all through our easy app or USSD. Earn money on the increased revenue from this new offering! #### ![Group 230-1](https://wakandi.com/hs-fs/hubfs/Group%20230-1.png?width=27&height=24&name=Group%20230-1.png) Add value with insurance. Protect your business while providing peace of mind to your members and their families. With Wakandi’s **digital insurance**, every loan disbursed through your Sacco or MFI can include automatic insurance coverage.  Grow Revenue: Add a new income by incorporating insurance into your services. #### ![Group 230-1](https://wakandi.com/hs-fs/hubfs/Group%20230-1.png?width=27&height=24&name=Group%20230-1.png) Grow with online transactions. We have promised to maintain complete pricing transparency for our users. Pricing information is provided on the website and when you onboard to use our system. Earn passive income by adding minimal fees to digital transactions. #### ![Group 230-1](https://wakandi.com/hs-fs/hubfs/Group%20230-1.png?width=27&height=24&name=Group%20230-1.png) **Operational **Efficiency Leverage our IT platforms to streamline processes, prevent fraud, and enhance reporting and controls. CAMS streamlines everyday tasks by managing members' accounts, loan disbursements, repayments, and financial reporting. ## Member fees You can click on the respective links below to read the fee list.     [![tanzania](https://wakandi.com/hs-fs/hubfs/Wakandi%20Grapgics,%20Icon%20and%20elements/Map/Mask-Group-7.png?width=80&height=80&name=Mask-Group-7.png) Tanzania ](https://wakandi.co.tz/pricing?hsLang=en) [![tanzania](https://wakandi.com/hs-fs/hubfs/Kenya.png?width=80&height=80&name=Kenya.png) Kenya ](https://wakandi.co.ke/pricing?hsLang=en) [![tanzania](https://wakandi.com/hs-fs/hubfs/uganda.png?width=80&height=80&name=uganda.png) Uganda ](https://wakandi.co.ug/pricing?hsLang=en) ### You might also like to read [Africa](https://blog.wakandi.com/tag/africa?hsLang=en), [Tanzania](https://blog.wakandi.com/tag/tanzania?hsLang=en), [CAMS](https://blog.wakandi.com/tag/cams?hsLang=en), [Digital Transformation](https://blog.wakandi.com/tag/digital-transformation?hsLang=en) ##### [Empowering Tanzanian Farmers: Wakandi and TCDC's New SACCOS Initiative](https://blog.wakandi.com/empowering-tanzanian-farmers-wakandi-and-tcdcs-new-saccos-initiative?hsLang=en) On 10th July 2025, Wakandi Tanzania Limited, in collaboration with the Tanzania Cooperative Development Commission (TCDC) and the Tanzania Federation of Cooperatives (TFC), launched a transformative... 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